Insurance

Automobile Insurance

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Auto Insurance isn’t just a good thing to have to protect you financially in the case of an accident – in many states it’s required. All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance, you’re usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. Make sure you understand what these terms mean and how much coverage is right for you.

  • Standard and Preferred auto Insurance
  • High Risk auto Insurance
  • Classic autos / High Valued autos
  • Special program for Mature/Elderly Drivers
  • Discounts that are available
  • Recreational vehicles / Boats

Photo of a homeHomeowners Insurance

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The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the “form” number. The most common types of homeowner policies are:

  1. HO1 Basic or Standard policy
  2. HO2 Broad form
  3. HO3 Special (also called Deluxe, All Risk)
  4. HO4 Renters policy
  5. HO5 Enhanced Special Coverage
  6. HO6 Condo policy
  7. HO8 Older Home Policy

CEK Insurance 2900 NE 60th St Gladstone, MO 64119 Phone: 816-453-8584

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