Put Yourself In the Driver’s Seat With A Lawson Bank Auto Loan
If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan from Lawson Bank, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-approve” you for the amount you need, before you visit the dealership. And there’s absolutely no obligation to buy a vehicle or take the loan.
With a Lawson Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.
With a Lawson Bank Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.
LIMITED TIME AUTO LOAN: Purchase or Refinance an Auto and get a great rate of 4.00% 1
Our Auto rates just got lower! Now is the time to purchase or refinance your vehicle and enjoy flexible terms and more money in your pocket.
2013-2017 4.00% up to 48 Months 4.50% for 60 months
1Rates as low as 4.00% are available for terms up to 48 months auto loans minimum of $10,000 and higher at 100% loan-to-value (LTV) or less. Rates for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 5 model years, or higher LTV may be higher. A higher rate may apply for not having automatic payments from a Lawson Bank checking account.
Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees are $100 fee or 10% of loan amount (lessor of the two). Loan payment example: a $10,000 automobile loan at a 4.00% Interest rate for 48 months with a $100 origination fee will have a 4.514% APR and a $225.82 monthly payment. A $20,000 automobile loan at a 4.50% Interest rate for 60 months with a $100 origination fee will have a 4.712% APR and a $372.91 monthly payment. See the checking brochure for terms and conditions that apply to Lawson Bank Personal Checking accounts. Loan fees apply. Offer is subject to credit qualifications. New loans to Lawson Bank only. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through Lawson Bank. Deposit products are offered by Lawson Bank, Member FDIC and Equal Housing Lender.
-Competitive rates on cars from 2011-2014.