Buying a new home should be a pleasant experience.
We’d like to help make it that way by taking the worry out of applying for a mortgage. Apply today
Refinance Loans– Homeowners are able to refinance their current home loan for various reasons whether it is to reduce monthly payment, reduce their interest rate, take cash out of their home equity, etc
Conventional Mortgage Loans-Traditional loan programs that usually require 20% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
FHA 203K Mortgage Loans -The FHA 203K Streamline Mortgage program gives you the ability to refinance or purchase a home in need of repairs by allowing you to include the cost of repairs in the loan.
USDA Rural Development Loans– This program is designed to make rural housing more affordable. You can finance 100% of the home value with no down payment or monthly insurance required.
Is Refinancing Right For You? Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage. And whether you apply with us for a new mortgage to buy the home you want, or to refinance your present mortgage, ask about a Homeowner’s Credit Line. It can help you save on fees when you apply; interest when you want to borrow money; and, on taxes at the end of the year. Apply today, or for more details, speak to one of our mortgage loan experts at 816-580-3150.