Checking and Savings

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Lawson Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

Savings accounts are variable rate accounts, and Lawson Bank may adjust
the interest rate and annually percentage yield at any time.  Call us for our current rates.

Each depositor insured to $250,000.    For a complete analysis of your accounts, use the FDIC link below to go the EDIE, the FDIC’s Electronic Deposit Insurance Estimator.


This is the ideal basic checking account for the depositor that would like hassle-free checking account.

*Free with Email Statements, otherwise a $3.00 paper statement fee.

  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Fees
  • Unlimited Check Writing
  • Only $100 Needed to Open
  • Easy To Balance Monthly Statement
  • Free Debit Card
  • Free* with Email Statements, Online Banking and Bill Payment


This interest bearing checking account is ideal for depositors who would like to earn interest on all balances. This account is a variable rate account, and Lawson Bank may adjust the interest rate and annual percentage yield at any time. Call us today for our current rates.

  • $100.00 Needed to Open This Account
  • $1,000.00 Minimum Balance to Avoid Fee
  • Unlimited Check Writing
  • Free DEBIT Card
  • Free Email Statements, Online Banking and Bill Payment


At Lawson Bank your funds earn higher interest rates and, as your balance grows, the interest rate increases.

  • Competitive Investment Interest Rates
  • Interest Compounded Daily Credited Monthly
  • $2,500 Needed to Open This Account
  • Limited Transaction Account
  • $2,500 Minimum Balance to Avoid Fee
  • Free Email Statements, Online Banking and Bill Payment


A Lawson Bank saving account can be the first step in saving your future.

  • $100 Minimum Deposit (If your savings account drops below $100.00 at anytime during the month, a $2.00 charge will be assessed. )
  • Interest Compounded Daily and Credited Quarterly
  • Limited to Two Withdrawals per Month (To Avoid $1.00 Fee)
  • Quarterly Statements


At Lawson Bank we have the perfect account for everybody’s Christmas needs when it comes to those holiday purchases.

  • $2.00 Minimum Deposit
  • Interest Compounded Daily and Credited Annually
  • Accounts Begin the First Part of November and End the Last Part of October

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 816-580-3150. After regular business hours, please call 1-800-500-1044 to receive immediate assistance

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Email is not necessarily secure against interception. You can call us directly at 816-580-3150 during 8-5, or use our Secure Contact Form instead.

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